Even if you are in debt, you can still remain as fashionable as you are at heart. You need not sacrifice it simply because you have to pay off your credit card dent or student loan. There are several simple yet effective ways in which you can be fashionable in a budget. The bottom line is: since you cannot live without wearing clothes, why not wear those that you want and that you can afford as well. This way you will look great and at the same time will not have to break your bank.
Means to stay fashionable
Follow this checklist to own a wardrobe with clothes that are in vogue and just as you like to wear:
Start by knowing the type of clothes or fashion that you really want. Assuming that you can spend only $100 a month on clothes, you must first know whether you want ten tops from a cheaper clothes store or a single one from a renowned fashion store. Though it will work well either ways, most fashionable people will want to have the more expensive piece rather than a number of cheap ones. There are also a few others who will prefer the cheaper ones simply because these are available. There are others who will not buy one pricey item thinking about the price only but in the end they end up buying more things that they like less. Planning to buy nicer things is far better than cheap impulse buying. Just take a minute to think how you would dress if everything was just perfect in this world.
Before steeping into the clothes store you must go through the wardrobe to take an account of what you already have. This will prevent you from buying the same thing and make an unnecessary expense. You will also come to know about the things that you seldom wear or are out of fashion now and not buy these and amass these eating up your money as well as the space in your closet. Therefore, take time to face your closet and see the bigger picture first and you know about the things that will fit your vision and your wallet to stay out of debt and have to learn debt relief options to deal with the bills.
Deal with the pile:
Take out the things that you do not like or do not wear anymore in your closet and put it in a pile. Sell, trade or toss according to your wish but since you are in a budget it is better to sell off the nice things that you want to get rid of. This will fetch you some more dollars to your monthly $100 budget to spend on your clothes. You can auction it off on several online platforms and your local Facebook neighborhood sale group. If you want to give back to the society and feel good, you can also donate it to a charity or to a friend who wants ‘hand me down’ items.
Make a list:
Now that you have some more money in hand, a wardrobe with more space and know what you want to buy, it is time to write down the fashion items that you will like to add to your dream wardrobe. A proper list in hand will also save you from unnecessary spending. Choose class and quality when you make the list. Make sure that your wardrobe is full of classic and high quality clothes that you want to wear and fit you and your budget. This is far better than having a huge one full of old, cheap, and ill-fitting items that you will ever wear. Also, follow the trend and your style to have a perfect balance within your affordable range of clothes.
Ideally, you should buy clothes that are durable but for fashionable clothes you may not focus on this aspect more since fashions keep on changing. Think of quality within your budget so that you will not feel the pinch when you have to give it up a couple of years down the road. The best way to be fashionable on a budget is to buy fewer things. Therefore, scale down your choice and focus more on what you really want and love to wear. Make sure that an item goes with multiple combinations as that will further explode your choices and keep your expense down.
To be fashionable on a budget you must set a spending goal each month so that you can set a limit on the amount that you want to spend. Make sure that you can live with the goals you have set. Setting a goal will also keep you from having to cut down on the cost of your cable channels or eating out expenses to foot your fashion bills.
The benefit of online shopping is that you can buy anything any time from the convenience of your home. This also means that you will tend to buy more using your credit card and incur further debt. The best way to prevent this is to shop online sparingly. Consider trying the stores to shop rather. This will save your cost of shipping and multiple times at it if you have to have it returned. Online shopping may offer some great deals but sometimes it may not be as inexpensive as you may think. Even if you buy a few items online, look for stores that offer free shipping and have a better return policy.
Lastly, know your true value and believe in the fact that it does not come from the awesome clothes and fashion accessories. It is the person inside those clothes that matters and this person does not change as the clothes and fashion do. Clothes will not make you a different person but will present you in a more appreciable manner. As financial freedom is the ultimate requirement to stay out of debt, find out whether the things that you want to buy will help you to reach that goal.